Mortgages

Depending on whether you want to purchase an existing home, build a new one, or refinance your current mortgage, we have a wide variety of mortgage programs to fit your needs.

Conventional Fixed Rate Mortgage
This mortgage offers a fixed monthly principal and interest payment for the life of your mortgage. Fixed rate mortgages are available for many different terms. Payment stability enables you to better budget your funds throughout the life of the mortgage.

Adjustable Rate Mortgage (ARM)
ARMs offer a low initial interest rate. This type of mortgage is ideal for first time homebuyers or if you're planning on living in your home for a short period of time. Since ARMs offer lower rates than fixed rate mortgages, your monthly payments will be smaller.

We currently offer our 7/1 ARM Program featuring a fixed monthly payment and interest rate for the first 7 years of the mortgage. After this period, your rate will be reviewed annually and may be adjusted up or down depending on the prevailing rate environment.

We also offer our 5/1 ARM Program featuring a fixed monthly payment and interest rate for the first 5 years, after which period your rate is reviewed and subject to adjustment in one year intervals.

Both the 7/1 and 5/1 ARM program may enable you to qualify for larger loan amounts.

Construction Loans
These loans are available to both homeowners and builders and our adjustable rate One-Closing Program makes the process of building your dream home easier. Rates and terms vary depending upon the subject. Ask a customer service representative for details.

Special Mortgage Programs
Our mortgage specialists are also pleased to offer specifically designed mortgage programs to meet the needs of first time homebuyers and low to moderate income families. Ask a customer service representative for details.

Try our mortgage Calculator!

 

Intend to apply for a mortgage?  Read these important disclosures first.

Addendum to Loan Application
 

Customer Handbook on Adjustable-Rate Mortgages
 

FACT Act Notice
 

HUD's Settlement Cost Booklet
 

Important Information About Procedures for Opening an Account
 

Massachusetts General Laws Chapter 184 Section 17B
 

Privacy Notice
 

Servicing Disclosure Statement

 

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NMLS Identifier Bank of Easton #401684

Registered Employee List
 

John F. Morley, President and Chief Executive Officer, Registration Number 1166597

Margaret Murray - Vice President, Residential Lending, Registration Number 486427

Peter Fresh - Branch Manager, Registration Number 756082

Randy Odierno - Loan Processor, Registration Number 715376