Mortgages

An adjustable rate mortgage (ARM) can be a good choice for your budget or if you are planning on moving in a few years. Starting with a lower rate that is fixed for an initial term, your interest rate and monthly payment will then adjust annually over the life of the loan. We offer two options depending on your needs, a 7/1 ARM and a 5/1 ARM. Click here for current rates.

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As a first time home buyer, you can rely on us to help you through your first home loan. We can provide you with a pre-qualification letter before you start looking which will help focus your home search. Contact us for the availability of special first time homebuyer down payment assistance programs and first time homebuyer programs. Click here for current rates.

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Our home equity line of credit offers a flexible way to unlock the equity in your home. Whether you are planning for a home improvement project or want to consolidate your personal debt, our home equity line of credit is a budget-friendly solution. You are only obligated to make interest-only payments for the first ten years of your loan and then you will have ten additional years to repay the loan. Click Here for our current rates.

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If you prefer the security of a fixed rate and monthly payment, our home equity loan is the answer for you. We offer a variety of repayment terms to meet your budget. Click Here for our current rates.

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Building that dream home can be overwhelming but your financing should not be. Our mortgage professionals are here to assist you with a stress-free loan. We will combine your initial acquisition costs and the construction costs into just one loan closing. We will work with you through the entire construction process!

Call Margaret Murray, NMLS #486427 for rates and terms.